Short Sale Negotiations

Short Sale Negotiations are NOT a Dress Rehearsal While activity on foreclosure cases from years past continues, a stream of new cases are on the horizon, and fighting to save the “American Dream” remains as elusive as ever. However, short sale “approvals” - which offers some homeowners the opportunity to get out from “under” sooner than later - have become a viable option. In the last few years, homeowners Read More

Short Sell by Year-End to Avoid the Tax Liability

The end of the year brings a flood of business and legal activity which is designed to soften the impact of an individual or company’s tax liability due the following year.  This typically involves addressing and pursuing a myriad of opportunities and decisions to make this happen.  This year-end, none of these decisions is greater than the need to close on the short-sale of your property to assure that any Read More

To Defend or Not Defend, … That is the Question.

More than once over the last few years I’ve heard a homeowner or investor say, “I’m not going to defend the lawsuit.  Let the bank  take it back and I’ll be done with it!”  Unfortunately for that homeowner or investor, that is just plain WRONG!  Florida law is clear:  Lenders have 5 years to file and pursue a deficiency judgment against you.  Once in hand, they have 20 years to Read More

Your Lawyer Can Help You Navigate The Twists & Turns Of The Foreclosure Landscape

I have previously said major lenders were halting foreclosures, … and they have, at least long enough to review their files and pull out the faulty affidavits, assignments, and clean up their “process”.  Yet, while existing foreclosures have been slowed or stopped for now, other mind-boggling issues have crept up – process servers that “don’t serve papers” (so you the homeowner don’t know you’re in a foreclosure Read More

Due Process Requires Higher Scrutiny of Every Lender Lawsuit Defended

Reports show that in Florida, and South Florida specifically, foreclosures continue to soar even as the national picture shows a bit of improvement.  Not surprising when you dig into the data and realize that while home mortgage debt increases,  the median income remains virtually unchanged in constant dollars. Those of us directly dealing with the mortgage foreclosure crisis, are seeing the damage Read More

Even on the Brink of Trial …. A Solution is Possible

As readers of this BLOG know by now, The Reyes Law Group has been aggressively litigating foreclosure defense cases and serving as the passionate voice for homeowners and investors in court as we fight to defend your property and preserve your rights!  There’s no doubt the anxiety and stress of being sued and being involved in a legal case can feel overwhelming.  Yet, by now, millions know that “simple” Read More

Foreclosure Judgment Reversed

To Get A Foreclosure Judgment Reversed...Buzz Words Just Won't Cut It! The Reyes Law Group has been aggressively litigating foreclosure defense cases and serving as the passionate voice for homeowners and investors in court as we fight to defend your property and preserve your rights! As I have written on more than one occasion, all civil cases are resolved through settlement, at a motion for summary judgment Read More

Reyes Law Group… Your Law Crisis Manager!

Have a "Law Crisis"? We'll Manage It! The Reyes Law Group has been aggressively litigating foreclosure defense cases and being the client’s passionate voice in court over the last few years now as we fight to defend your property and preserve your rights!  As we’ve grown our practice areas, we’ve added a dedicated, experienced and dynamic legal team to help you confront other legal challenges in the areas of Read More

New Law, New Foreclosure Wave on the Horizon Means YOU Need to be Ready to Act!

It’s been predicted for months now that a new wave of foreclosure filings will kick-off the New Year.  Under the new Florida foreclosure law, effective July 1st, 2013, lenders are now required to file a foreclosure lawsuit with the express representation that they are the holder of the original note secured by the mortgage (meaning they have the original note in hand), or allege, with specificity, why they are Read More

Dual Tracking

Florida Homeowners Need to be Aware of 'Dual Tracking' When Facing Foreclosure What is “dual tracking”?  This refers to a common bank tactic used when a borrower in default is seeking a loan modification or short-sale approval and calls the bank for help.  Typically, homeowners are given the impression, directly or indirectly, that while they are participating in these “negotiations”, the lender will Read More