Harassing Calls Can Be Actionable

Carlos J. Reyes, Esq. - Reyes Law Group

Are you receiving harassing calls? Know where to turn to.

In the foreclosure and related collection arena harassing calls are very commonplace. Most of us either know first-hand or have heard horror stories of collection agencies calling you at all hours of the day, night, during lunch, dinner,  at work, … all to reach you over a debt.  Worse, it’s something done by use of intimidating language and threats. These harassing calls leave uninformed consumers with the misimpression there are criminal sanctions (i.e., jail) for a civil matter.  However, that is where the Fair Debt Collection Practices Act becomes a powerful tool in combating collection abuses.

Generally speaking, the basic provisions of the law include:

  • The right of consumers to sue debt collectors individually or in class actions for violations of the law.
  • Protection against harassment, including excessive harassing calls, abusive language and threats of violence, harm or arrest.
  • Prohibiting disclosure of the existence of debts to others who are not authorized to know about the debts.
  • Banning contact with consumers at inconvenient times, such as before 8 a.m. and after 9 p.m.
  • Allowing consumers to seek proof that they, in fact, actually owe the money the debt collector wants.

We can help stem the tide of threatening, harassing calls, with Federal and State Court litigation designed to do just that while sending a strong message to the FDCPA violators.

Today, more than ever, you need an experienced legal team that knows litigation strategies, tactics, and procedural rules, as well as having the ability to negotiate and settle when viable.  Beyond that, one that knows how to counter-punch when collection calls turn to harassing, threatening, and invasive experiences.  Having the “targeted” legal services we offer clients dealing with legal problems is more important than ever!  When we say, we “defend your property, and preserve your rights” – we mean it!


Carlos J. Reyes  is the Principal of Reyes Law Group. He has been a member of the Florida Bar since 1988 and practices state-wide.  Carlos has been awarded a rating of “AV Preeminent” which is the highest possible rating in both legal ability and ethical standards by Martindale-Hubbell – a well-recognized legal resource. The RLG Legal Team also include attorneys Melissa J. Ulloa and the RLG Legal Support Team to bring you a dedicated, experienced and dynamic legal team to handle your legal needs.

We also assist clients in the areas of: Civil LitigationReal Estate LitigationResidential Purchase & SalesCommercial Acquisitions & SalesResidential Landlord-Tenant LitigationCommercial Landlord-Tenant LitigationShort Sales NegotiationsLoan ModificationsFamily LawCorporate Work, and Labor & Employment Law.

Call us for a FREE consultation at (954) 369-1993  Se Habla Español.

Visit our firm website ReyesLegal.com and review our credentials.

We are located at 150 South Pine Island Road #210, Plantation, FL 33324


The Reyes Law Group BLOG is intended to provide information to firm clients, friends and potential clients about various legal related topics. Nothing in this BLOG should be construed as legal advice or a legal opinion. Readers should not act upon the information contained in this BLOG without seeking the advice of legal counsel.  *Past results are no guarantee of future results.

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Reyes Law Group

Reyes Law Group represents clients in a multi-disciplinary legal practice involving real estate transactions and litigation with a “footprint” that covers the State of Florida. Over the firm’s first 10 years, Reyes Law Group has closed over $100M in commercial closings, representing buyers and sellers in contract negotiations, due diligence, and the related title review and policy issuance related to closings. In litigation, the firm has commercial litigation experience focused on prosecuting or defending claims such as breach of contracts, partition actions, trade secret violations, and breach of non-competes. However, our firm’s MAIN FOCUS is assisting asset and loan portfolio managers, investors and private lenders with a “ 4-PILLAR APPROACH” to the legal challenges they face with non-performing assets: 1) LOAN WORKOUTS; 2) COMMERCIAL FORECLOSURES (across the State of Florida); 3) COMMERCIAL EVICTIONS; and 4) REO COMMERCIAL CLOSINGS.30+ years’ legal experience means - WE CAN HELP!

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