Harassing Calls Can Be Actionable

Are you receiving harassing calls? Know where to turn to. In the foreclosure and related collection arena harassing calls are very commonplace. Most of us either know first-hand or have heard horror stories of collection agencies calling you at all hours of the day, night, during lunch, dinner,  at work, … all to reach you over a debt.  Worse, it’s something done by use of intimidating language and threats. Read More

Foreclosures in Florida…Years to Go…

Foreclosures in Florida … Years to Go before we’re back to Normal! On February 4th, the Florida House Subcommittee on Civil Justice heard the following: “The number of foreclosures being filed in Florida courts has tapered off, but it will be another five years before the level returns to ‘normal’.”  The prediction came from the state economic forecasters and court officials attending the meeting.  Read More

Challenging Service

Challenging service can be an effective method of fighting foreclosure On August 28, 2014, a client frantically called me on the phone and explained to me that she came home to a notice on her front door which told her she had to leave her home and take everything in it within 24 hours. Today, 5 months later, I'm happy to say that not only is she still living in the house her fiancé has owned since 1999, but the Read More

The Continuing Economic Malaise

Economic Malaise & Short Sales – Here for Years! That’s right.  Let me tell you why.  As we end the 3rd and enter the 4th quarter of 2014, many of us have had a sense that something is not right.  Despite the repeated assertions from various governmental and media sources that the economy is “getting better,” there have been ongoing reminders to the contrary. We are still in an economic Read More

Waiver of Deficiency

Waiver of Deficiency and the Mortgage Forgiveness Tax Threat Many a lawyer or realtor will tell a would-be client that they’ll negotiate a short-sale approval that includes a waiver of deficiency. A waiver of deficiency is the difference between what the borrower owes and what the bank would sell the property for at auction. They’ll caution that the tax exemption for amounts forgiven by the banks expired in 2013 Read More

Miami-Dade and Broward Counties Still Lead the Nation in Foreclosures

Sad but true, Miami-Dade and Broward counties still lead the nation in foreclosures. This, despite a 25% year-over-year drop in foreclosure activity during the first quarter of 2014.  According to RealtyTrac, statewide, Florida had the highest foreclosure rate in the first quarter.  One in every 129 homes in the state dealt with some form of foreclosure. Our practice areas have grown over the last 5 Read More